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How to Freeze Innovis Met Daq | Admin Innovis is one of the consumer reporting companies in the United States. By placing a security freeze on your Innovis consumer report, banks and other lenders will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Please, follow the link https://pdf.ac/8wSGyI to open the Innovis Security Freeze template letter or check on YouTube: https://www.youtube.com/watch?v=XIHAMM00l-4 Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example: JOHN DOE 2) Next, enter your current address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email Address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail it online by https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thanks for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze SageStream Met Daq | Admin SageStream is one of the credit reporting companies in the United States. By placing a security freeze on your SageStream credit report, banks and other lenders will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your SageStream report. Please, follow the link https://pdf.ac/6NFPOT to open the document form, or see on YouTube https://www.youtube.com/watch?v=n9_9ghqkFYs Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online by https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze TransUnion Met Daq | Admin TransUnion is one of the credit reporting companies in the United States. By placing a security freeze on your TransUnion credit report, banks and other lenders will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your TransUnion report. Please, follow the link https://pdf.ac/2q5rN3 to open the document form, or visit YouTube https://www.youtube.com/watch?v=8o4AWnm5omQ Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online by https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze LexisNexis via Certified Mail Like a Pro - DIY Credit Repair Met Daq | Admin Master the art of freezing your LexisNexis report via certified mail for DIY credit repair. Control access to your data, safeguard against identity theft, and enhance your creditworthiness strategically. In the complex world of credit repair, one key element often overlooked is the control you have over the information that credit bureaus use to assess your creditworthiness. One such data repository is LexisNexis, a comprehensive database that provides a wealth of information to creditors and insurers. If you're looking to take control of your credit report, freezing LexisNexis via certified mail is a powerful strategy. In this guide, we'll walk you through the process, empowering you to undertake DIY credit repair like a pro. Understanding LexisNexis and its Impact on Your Credit Report: LexisNexis is a major player in the credit reporting industry, collecting and maintaining a vast array of data on individuals. This information is utilized by creditors, insurers, and even potential employers to evaluate risk. Freezing your LexisNexis report is a proactive step towards managing who has access to your personal data and can positively impact your credit standing. Why Freeze LexisNexis? Freezing your LexisNexis report can prevent unauthorized access to your information, reducing the risk of identity theft and protecting your privacy. Additionally, it gives you more control over the data used to calculate your credit score, allowing you to present a more accurate picture of your financial standing to potential lenders. Step-by-Step Guide to Freezing LexisNexis via Certified Mail: 1. Prepare a Freeze Letter Draft a letter requesting the freeze of your LexisNexis report. Include your full name, address, Social Security number, and a clear statement expressing your desire to freeze your report. Be concise and specific about your request. 2. Notarize Your Letter Visit a notary public to have your letter notarized. This step adds an extra layer of authentication to your request, making it more effective. 3. Make Copies of Supporting Documents Include copies of documents that verify your identity, such as a driver's license or passport. This strengthens your case and ensures a smooth processing of your request. 4. Send the Certified Letter Mail your notarized letter and supporting documents via certified mail with return receipt requested. This method provides proof that your letter was received and is an essential component of the process. 5. Monitor Your LexisNexis Report Regularly check your LexisNexis report to confirm that the freeze is in effect. This will help you stay vigilant against any potential breaches or attempts to access your information without your consent. Taking control of your credit report is a crucial aspect of financial well-being. Freezing your LexisNexis report via certified mail is a powerful tool in the realm of DIY credit repair. By following these steps, you can navigate the process like a pro, safeguarding your personal information and contributing to a more accurate representation of your creditworthiness. Empower yourself with this knowledge and take charge of your financial future. Security Freeze Template Here: https://pdf.ac/1jEpQF Send Certified Mail Online Here: https://www.lettercarrier.org/ Online Notary Here: https://www.idispute.org/online-notary DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and do not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze Advanced Resolution Services Met Daq | Admin Advanced Resolution Services (ARS) is one of the consumer reporting companies in the United States. By placing a security freeze on your ARS consumer report, banks and other lenders will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Please, follow the link https://pdf.ac/bipouQ to open the ARS Security Freeze template letter or check on YouTube: https://www.youtube.com/watch?v=eL0g1NvbI8Y Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example: JOHN DOE 2) Next, enter your current address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email Address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail it online by https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thanks for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze LexisNexis Met Daq | Admin LexisNexis is one of the credit reporting companies in the United States. By placing a security freeze on your LexisNexis credit report, banks and other lenders will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your LexisNexis report. Please, follow the link https://pdf.ac/84hyks to open the document form, or visit YouTube https://www.youtube.com/watch?v=47zsT3at1yA Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online by https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze Certegy Met Daq | Admin Certegy is one of the consumer reporting companies in the United States. By placing a security freeze on your Certegy consumer report, banks and other companies will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your Certegy report. Please, follow the link https://pdf.ac/mQYTM to open the document form, or visit YouTube https://www.youtube.com/watch?v=XdukYg9_Mls Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! Find Certegy on CFPB: https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/certegy-payment-solutions/ DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze CoreLogic Teletrack Met Daq | Admin CoreLogic Teletrack is one of the consumer reporting companies in the United States. By placing a security freeze on your CoreLogic Teletrack consumer report, banks and other companies will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your CoreLogic Teletrack report. Please, follow the link https://pdf.ac/9lGk6 to open the document form, or visit YouTube https://www.youtube.com/watch?v=E4SNLx5Uumk Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze MicroBilt (PRBC) Met Daq | Admin MicroBilt (PRBC) is one of the consumer reporting companies in the United States. By placing a security freeze on your MicroBilt (PRBC) consumer report, banks and other companies will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your MicroBilt (PRBC) report. Please, follow the link https://pdf.ac/49h5UA to open the document form, or visit YouTube https://www.youtube.com/watch?v=0Y9CAD1ER5Q Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze ChexSystems Met Daq | Admin ChexSystems is one of the consumer reporting companies in the United States. By placing a security freeze on your ChexSystems consumer report, banks and other lenders will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your ChexSystems report. Please, follow the link https://pdf.ac/2i771G to open the document form, or visit YouTube https://www.youtube.com/watch?v=fp7Y_NWhsII Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

How to Freeze DataX Met Daq | Admin DataX is one of the consumer reporting companies in the United States. By placing a security freeze on your DataX consumer report, banks and other companies will NOT be able to access your report. If you need to place a new freeze on your information, you are in the right place. Here’s how to freeze your DataX report. Please, follow the link https://pdf.ac/IAUQF to open the document form, or visit YouTube https://www.youtube.com/watch?v=9nSLBw_sXHA Now, you can start to fill out the form: 1) Begin with your First and Last name at the top, an example JOHN DOE 2) Next, enter your Current Address, the same address as mentioned in your ID or Driver License: Address Line 1: 123 EXAMPLE STR, UNIT 1 Address Line 2: NEW YORK, NY 123456 3) Choose your Document Date. 4) Scroll down, and enter your First and Last Name exactly as they appear on the Driver License or ID: JOHN DOE 5) Then, input your Social Security Number: 123-45-6789 6) Date of Birth: 10/30/1975 7) Enter your Current Address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 123456 8) Next, enter your Phone Number: 123-456-7890, and an Email address you own: example@example.com 9) Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE 10) Tap to the Signature and sign the form. 11) Now, you need to provide copies of two forms of identification. Upload your ID or Driver License copy to the document left side and your Social Security Card to the right side. Please, check your personal information one more time, and click to the BUY button. Proceed with the payment to download and print out the document from your computer. Finally, send the letter by USPS certified mail. Certified mail is best because it guarantees that the company receives it. That way, they can't say they didn't get your letter. But, if you are busy and don't have time to drive to the post office, you can mail online https://www.lettercarrier.org/ IMPORTANT: Always keep a copy of the document, certified mail receipt, payment receipt, so you have a record. Thank you for choosing iDispute! DISCLAIMER iDispute is not a lawyer, or a law firm and does not engage in the practice of law. iDispute forms and/or templates cannot and does not provide legal advice or legal representation. All information, software, and services provided on this site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Please hire an attorney if you are looking for legal assistance. < Previous News Next News >

iDispute - How to Remove Hard Credit Inquiry - Innovis USA Not sure how to write a formal dispute letter for credit inquiry removal? Watch this video, fill out the document template, and mail it to Innovis. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Security Freeze SageStream by Certified Mail - USA Not sure how to write a formal letter to freeze your credit report? Watch this video, fill out the document template, and mail it to SageStream. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Offer Creditor for a Debt Settlement - USA Not sure how to write an offer in a compromise to settle the debt? Watch this video, fill out the document template, and mail it to the creditor. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Investigate Innovis Errors in Your Report - USA Not sure how to start a credit score investigation and repair? Watch this video, fill out the dispute document template, and mail it to Innovis. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

​ iDispute - How to Notarize the Document Online Like a Pro - USA NFT notary allows you to notarize any document online from your computer, tablet, or smartphone. Connect to a live Online Notary face-to-face on a webcam Notary will verify, confirm your identity and apply Notary NFT seal Immediately available for download and print NFT notary COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER

iDispute - How to Contact a Bank to Close an Account - USA Not sure how to write a formal letter to close your bank account? Watch this video, fill out the document template, and mail it to the banking institution. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Remove the Fraudulent Entry - Innovis USA Not sure how to write an identity theft letter? Watch this video, fill out the dispute document template, and mail it to Innovis. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

​ iDispute - How to Complain Airline for a Lost Luggage - USA Not sure how to write a formal complaint letter for the lost luggage? Watch this video, fill out the document template, and mail it to the Airline. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Request Innovis Credit Report - USA Not sure how to write a formal request letter to provide your credit report? Watch this video, fill out the document template, and mail it to Innovis. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Dispute Debt Collectors Settlement Offer in USA Not sure how to fight debt collection agency like a PRO? Watch this video and fill out the credit repair document template, then send it to the debt collector. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Remove a Fraud Alert Like a Pro - Equifax USA Not sure how to write a formal letter to remove a fraud alert from a credit report? Watch this video, fill out the document template, and mail it to Equifax. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Deal With the Noisy Neighbor Like a Pro - USA Not sure how to write a formal complaint letter for the noise? Watch this video, fill out the document template, and mail or serve it to the neighbor. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Complain Landlord for Mold in Rental Property - USA Not sure how to write a formal complaint letter for the mold in rental property? Watch this video, fill out the document template, and mail it to the landlord. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Withdraw a Resignation Letter in USA ​ Not sure how to rescind a resignation letter? Watch this video and fill out the retracting a resignation document template, then send it to your employer. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

​ iDispute - How to Reinvestigate Hard Credit Inquiry - Equifax USA Not sure how to write a formal dispute letter for credit inquiry reinvestigation and removal? Watch this video, fill out the document template, and mail it to Equifax. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Request a Creditor to Validate the Debt - USA Not sure how to write a debt validation letter? Watch this video, fill out the dispute document template, and mail it to the creditor. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

iDispute - How to Reinvestigate Hard Credit Inquiry - TransUnion USA Not sure how to write a formal dispute letter for credit inquiry reinvestigation and removal? Watch this video, fill out the document template, and mail it to TransUnion. Artificial Intelligence (AI) document generator COMING SOON, be the first to know! SUBSCRIBE Not sure how to send Certified Mail Online? We print, fold and mail QUICKLY. Start now LETTER CARRIER Tags: Credit Repair, Credit Restoration, Dispute Credit, Fix Credit, Debt Relief, Credit Bureau, Credit Score

Terms and Conditions Please Read iDispute Terms of Use Carefully Before Using This Site By using the iDispute.org website (the "Site") or any iDispute applications or application plug-ins ("Applications"), you agree to follow and be bound by these terms of use (the "Terms of Use") and agree to comply with all applicable laws and regulations, including United States export and re-export control laws and regulations. In these Terms of Use, the words "you" and "your" refer to each customer, Site visitor, or Application user, "we", "us" and "our" refer to iDispute.org and "Services" refers to all services provided by us. It is your responsibility to review these Terms of Use periodically. If at any time you find these Terms of Use unacceptable or if you do not agree to these Terms of Use, please do not use this Site or any Applications. We may revise these Terms of Use at any time without notice to you. If you have any questions about these Terms of Use, please contact our Customer Care Center . YOU AGREE THAT BY USING THE SITE, ANY APPLICATIONS, AND THE SERVICES YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT. These Terms require the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions, and also limit the remedies available to you in the event of a dispute. Please also refer to the iDispute Terms of Service, Registered Agent Terms of Service, Supplemental Terms of Service for Subscriptions and Third-Party Services, and Privacy Policy, each of which is incorporated herein by reference. iDispute.org provides an online legal portal to give visitors a general understanding of the law and to provide an automated software solution to individuals who choose to prepare their own legal documents. Customer need not download or even license iDispute software. iDispute hosts pdffiller.com software as a backend service for customers when they create their own documents. The Site includes general information on commonly encountered legal issues. The iDispute Services also include a review of your answers for completeness, spelling, and for internal consistency of names, addresses and the like. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice, opinions or recommendations about your legal rights, remedies, defenses, options, selection of forms, or strategies, or apply the law to the facts of your particular situation. iDispute is not a law firm and may not perform services performed by an attorney. iDispute, its Services, and its forms or templates are not a substitute for the advice or services of an attorney. iDispute strives to keep its legal documents accurate, current and up-to-date. However, because the law changes rapidly, iDispute cannot guarantee that all of the information on the Site or Applications is completely current. The law is different from jurisdiction to jurisdiction, and may be subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind iDispute provides can fit every circumstance. Furthermore, the legal information contained on the Site and Applications is not legal advice and is not guaranteed to be correct, complete or up-to-date. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area. From time to time, iDispute may perform certain attorney access services and introduce our visitors to attorneys through various methods, including but not limited to (i) legal plans, (ii) third party attorney directory listings, and (iii) third party limited scope agreements. At no time is an attorney-client relationship fostered or created with iDispute through the performance of any such services. This Site and Applications are not intended to create any attorney-client relationship, and your use of iDispute does not and will not create an attorney-client relationship between you and iDispute. Instead, you are and will be representing yourself in any legal matter you undertake through iDispute's legal document service. 1. Privacy Policy. iDispute respects your privacy and permits you to control the treatment of your personal information. iDispute's Privacy Policy is expressly incorporated into this Agreement by reference. When you open an account to use or access certain portions of the Site, Applications, or the Services, you must provide complete and accurate information as requested on the registration form. You will also be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password. You may not use a third party's account, user name or password at any time. You agree to notify iDispute immediately of any unauthorized use of your account, user name or password. iDispute shall not be liable for any losses you incur as a result of someone else's use of your account or password, either with or without your knowledge. You may be held liable for any losses incurred by iDispute, our affiliates, officers, directors, employees, consultants, agents and representatives due to someone else's use of your account or password. In connection with the use of certain iDispute products or services, you may be asked to provide personal information in a questionnaire, application, form or similar document or service. This information will be protected pursuant to our Privacy Policy. In addition, you grant iDispute a worldwide, royalty-free, nonexclusive, and fully sublicensable license to use, distribute, reproduce, modify, publish and translate this personal information solely for the purpose of enabling your use of the applicable service. You may revoke this license and terminate rights held by iDispute at any time by removing your personal information from the applicable service. 2. Ownership. This Site and Applications are owned and operated by iDispute.org. All right, title and interest in and to the materials provided on this Site and Applications, including but not limited to information, documents, logos, graphics, sounds and images (the "Materials") are owned either by iDispute or by our respective third party authors, developers or vendors ("Third Party Providers"). Except as otherwise expressly provided by iDispute, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on this Site or on any Applications shall be construed to confer any license under any of iDispute's intellectual property rights, whether by estoppel, implication or otherwise. See the "Legal Contact Information" below if you have any questions about obtaining such licenses. iDispute does not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by iDispute. Any rights not expressly granted herein are reserved by iDispute. 3. Limited Permission to Download. iDispute hereby grants you permission to download, view, copy and print the Materials on any single, stand-alone computer (or, for Microsoft Agave users, one copy of the Application on up to five devices affiliated with your Marketplace Windows Live ID account) solely for your personal, informational, non-commercial use provided that (i) where provided, the copyright and trademark notices appearing on any Materials not be altered or removed, (ii) the Materials are not used on any other website or in a networked computer environment and (iii) the Materials are not modified in any way, except for authorized editing of downloadable forms for personal use. This permission terminates automatically without notice if you breach any of the terms or conditions of these Terms of Use. On any such termination, you agree to immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site or Applications may violate copyright laws, trademark laws, laws of privacy and publicity and communications regulations and statutes. 4. Links to Third Party Sites. This Site and Applications may contain links to websites controlled by parties other than iDispute (each a "Third Party Site"). iDispute works with a number of partners and affiliates whose sites are linked with iDispute. iDispute may also provide links to other citations or resources with whom it is not affiliated. iDispute is not responsible for and does not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Site, any website accessed from a Third Party Site or any changes or updates to such sites. iDispute makes no guarantees about the content or quality of the products or services provided by such sites. iDispute is not responsible for webcasting or any other form of transmission received from any Third Party Site. iDispute is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by iDispute of the Third Party Site, nor does it imply that iDispute sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. You acknowledge that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that iDispute is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such Third Party Site. 5. Use of iDispute Legal Forms. On our Site, through our Applications, and through certain partners, we offer self-help "fill in the blank" forms. If you buy a form from one of our partners, you will be directed to that partner's website and their terms of use will control. If you buy or download a form on our Site or Application, the terms and conditions of these Terms of Use control. You understand that your purchase, download, and/or- use of a form document is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance is not customized to your particular needs. License to Use. iDispute grants you a limited, personal, non-exclusive, non-transferable license to use our forms (the "Forms") for your own personal, internal business use, or if you are an attorney or professional, for your client. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Forms in any manner, except for modifications in filling out the Forms for your authorized use. You shall not remove any copyright notice from any Form. Resale of Forms Prohibited. By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use or used by you in connection with your client and may not be sold or redistributed without the express written consent of iDispute.org. 6. DISPUTE RESOLUTION BY BINDING ARBITRATION Please read this carefully. It affects your rights. Summary: Most customer concerns can be resolved quickly and to the customer's satisfaction by calling our Customer Care Center. In the unlikely event that the iDispute Customer Care Center is unable to resolve your complaint to your satisfaction (or if iDispute has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes through binding arbitration or in small claims court rather than in a court of general jurisdiction. Arbitration is less formal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than a court does, and is subject to very limited review by courts. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. While in some instances, upfront costs to file an arbitration claim may exceed similar costs to bring a case in court, for any non-frivolous claim that does not exceed $100, iDispute will pay all costs of the arbitration. Moreover, in arbitration you may recover attorney's fees from iDispute to the same extent or more as you would in court. The arbitrator shall apply the same limitations period that would apply in court. Under certain circumstances (as explained below), iDispute will pay you more than the amount of the arbitrator's award and will pay your attorney (if any) his or her reasonable attorney's fees if the arbitrator awards you an amount greater than what iDispute offered you to settle the dispute. You may speak with independent counsel before using this Site or completing any purchase. Arbitration Agreement: (a) iDispute and you agree to arbitrate all disputes and claims between us before a single arbitrator. The types of disputes and claims we agree to arbitrate are intended to be broadly interpreted. It applies, without limitation, to: claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory; claims that arose before these or any prior Terms (including, but not limited to, claims relating to advertising); claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and claims that may arise after the termination of these Terms. For the purposes of this Arbitration Agreement, references to "iDispute," "you," and "us" include our respective subsidiaries, affiliates, agents, employees, employers, business partners, shareholders, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or products under these Terms or any prior agreements between us. Beneficiaries include, but are not limited to, those named in an estate planning document. Notwithstanding the foregoing, either party may bring an individual action in small claims court. This arbitration agreement does not preclude your bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms, you and iDispute are each waiving the right to a trial by jury or to participate in a class action. These Terms evidence a transaction or website use in interstate commerce, and thus the Federal Arbitration Act (“FAA”) governs the interpretation and enforcement of this provision. This arbitration provision will survive termination of these Terms. (b) A party who intends to seek arbitration must first send, by U.S. certified mail, a written Notice of Dispute ("Notice") to the other party. A Notice to iDispute should be addressed to: Notice of Dispute, General Counsel, iDispute.org, Florida, USA (the "Notice Address"). The Notice must (a) describe the nature and basis of the claim or dispute and (b) set forth the specific relief sought ("Demand"). If iDispute and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or iDispute may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by iDispute or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or iDispute is entitled. You may download or copy a form to initiate arbitration from the American Arbitration Association ("the AAA") website at https://www.adr.org . (c) After iDispute receives notice at the Notice Address that you have commenced arbitration, it will promptly reimburse you for your payment of the filing fee, unless your claim is for more than $100. (Currently, the filing fee for consumer-initiated arbitrations is $200, but this is subject to change by the arbitration provider. If you are unable to pay this fee, iDispute will pay it directly after receiving a written request at the Notice Address.) The arbitration will be governed by the Consumer Arbitration Rules (the "AAA Rules") of the American Arbitration Association, as modified by these Terms, for all claims under $100, and the applicable rules as determined by the AAA for all claims of or above $100, and will be administered by the AAA. The AAA Rules are available online at www.adr.org or by calling the AAA at 1-800-778-7879. (You may obtain information about the arbitration process directed to non-lawyers, including information about providing notice to iDispute. The arbitrator is bound by these Terms. All issues are for the arbitrator to decide, except that issues relating to the scope, enforce-ability, and interpretation of the arbitration provision and the scope, enforce-ability, and interpretation of paragraph (f) are for the court to decide. Unless iDispute and you agree otherwise, any arbitration hearings will take place in the county (or parish) of your contact address. If your claim is for $100 or less, you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, by a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If you choose to proceed either in person or by telephone, we may choose to respond only by telephone or submission. If your claim exceeds $100, the AAA Rules will determine whether you have a right to a hearing. The parties agree that in any arbitration of a dispute or claim, neither party will rely for preclusive effect on any award or finding of fact or conclusion of law made in any other arbitration of any dispute or claim to which iDispute was a party. Except as otherwise provided for herein, iDispute will pay all AAA filing, administration, and arbitrator fees for any arbitration initiated in accordance with the notice requirements above. If, however, the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all such fees will be governed by the AAA Rules. In such case, you agree to reimburse iDispute for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules. In addition, if you initiate an arbitration in which you seek relief valued at more than $100 (excluding attorney’s fees and expenses), the payment of these fees will be governed by the AAA rules. (d) For claims under $100, if, after finding in your favor in any respect on the merits of your claim, the arbitrator issues you an award that is greater than the value of iDispute's last written settlement offer made before an arbitrator was selected, then iDispute will: pay you either the amount of the award or $50 ("the alternative payment"), whichever is greater; and pay your attorney, if any, the amount of attorney's fees, and reimburse any expenses (including expert witness fees and costs), that your attorney reasonably accrues for investigating, preparing, and pursuing your claim in arbitration (the "attorney's payment"). If iDispute did not make a written offer to settle the dispute before an arbitrator was selected, you and your attorney will be entitled to receive the alternative payment and the attorney's fees, respectively, if the arbitrator awards you any relief on the merits. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees, expenses, and the alternative payment and the attorney's fees at any time during the proceeding and upon request from either party made within 14 days of the arbitrator's ruling on the merits. In assessing whether an award that includes attorney’s fees or expenses is greater than the value of iDispute’s last written settlement offer, the arbitrator shall include in his or her calculations only the value of any attorney’s fees or expenses you reasonably incurred in connection with the arbitration proceeding before iDispute’s settlement offer. (e) The right to attorney's fees and expenses discussed in paragraph (d) supplements any right to attorney's fees and expenses you may have under applicable law. Thus, if you would be entitled to a larger amount under applicable law, this provision does not preclude the arbitrator from awarding you that amount. However, you may not recover duplicative awards of attorney's fees or costs. Although under some laws iDispute may have a right to an award of attorney's fees and expenses if it prevails in an arbitration proceeding, iDispute will not seek such an award, for claims under $100. (f) The arbitrator may award injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. YOU AND IDISPUTE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITIES AND NOT AS PLAINTIFFS OR CLASS MEMBERS IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING OR IN THE CAPACITY OF A PRIVATE ATTORNEY GENERAL. Further, unless both you and iDispute agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. The arbitrator may award any relief that a court could award that is individualized to the claimant and would not affect other customers. Neither you nor we may seek non-individualized relief that would affect other customers. If a court decides that applicable law precludes enforcement of any of this paragraph's limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court. (g) If the amount in dispute exceeds $100 or either party seeks any form of injunctive relief, either party may appeal the award to a three-arbitrator panel administered by AAA by a written notice of appeal within thirty (30) days from the date of entry of the written arbitration award. An award of injunctive relief shall be stayed during any such appeal. The members of the three-arbitrator panel will be selected according to AAA rules. The three-arbitrator panel will issue its decision within one hundred and twenty (120) days of the date of the appealing party's notice of appeal. The decision of the three-arbitrator panel shall be final and binding, subject to any right of judicial review that exists under the FAA. (h) Notwithstanding any provision in the applicable Terms to the contrary, we agree that if we make any future change to this arbitration provision (other than a change to any notice address, website link or telephone number provided herein), that change will not apply to any dispute of which we had written notice on the effective date of the change. Moreover, if we seek to terminate this arbitration provision, any such termination will not be effective until at least thirty (30) days after written notice of such termination is provided to you, and shall not be effective as to disputes which arose prior to the date of termination. 7. Additional Terms. Some iDispute Services may be subject to additional posted guidelines, rules or terms of service ("Additional Terms") and your use of such Services will be conditioned on your agreement to the Additional Terms. If there is any conflict between these Terms of Use and the Additional Terms, the Additional Terms will control for that Service, unless the Additional Terms expressly state that these Terms of Use will control. 8. Reviews, Comments, Communications, and Other Content. At various locations on the Site or through Applications, iDispute may permit visitors to post ratings, reviews, comments, questions, answers, and other content (the "User Content"). Contributions to, access to and use of the User Content is subject to this paragraph and the other terms and conditions of these Terms of Use. Rights and Responsibilities of iDispute. iDispute is not the publisher or author of the User Content. iDispute takes no responsibility and assumes no liability for any content posted by you or any third party. Although we cannot make an absolute guarantee of system security, iDispute takes reasonable steps to maintain security. If you have reason to believe system security has been breached, contact us by email for help. If iDispute's technical staff finds that files or processes belonging to a member pose a threat to the proper technical operation of the system or to the security of other members, iDispute reserves the right to delete those files or to stop those processes. If the iDispute technical staff suspects a user name is being used by someone who is not authorized by the proper user, iDispute may temporarily disable that user's access in order to preserve system security. In all such cases, iDispute will contact the member as soon as feasible. iDispute has the right (but not the obligation), in our sole and absolute discretion, to edit, redact, remove, re-categorize to a more appropriate location or otherwise change any User Content. Rights and Responsibilities of iDispute Users or Other Posters of User Content. You are legally and ethically responsible for any User Content - writings, files, pictures or any other work - that you post or transmit using any iDispute service that allows interaction or dissemination of information. In posting User Content, you agree that you will not submit any content: that is known by you to be false, inaccurate or misleading; that infringes anyone’s copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy. Please see Compliance with Intellectual Property Laws below; that violates any law, statute, ordinance, or regulation (including, but not limited to, those governing export control, consumer protection, unfair competition, antidiscrimination, or false advertising). Please see Compliance with Export Restrictions below; that is, or may reasonably be considered to be, defamatory, libelous, hateful, racially or religiously biased or offensive, unlawfully threatening or unlawfully harassing, or advocates or encourages illegal conduct harmful to any individual, partnership or corporation. Please see Inappropriate Content below; that includes advertisements, spam, or content for which you were compensated or granted any consideration by any third party; that includes information that references other websites, addresses, email addresses, phone numbers, or other contact information; that contains any computer virus, worms, or other potentially damaging computer programs or files; that otherwise violates these Terms of Use. Attorneys that submit User Content and provide advice do so at their own risk. Under United States federal law, you retain copyright on all works you create and post as User Content, unless you choose specifically to renounce it. In posting a work as User Content, you authorize other members who have access to that service to make personal and customary use of the work, including creating links or reposting, but not otherwise to reproduce or disseminate it unless you give permission for such dissemination. You grant iDispute a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from, sell, distribute, and/or incorporate such content into any form, medium, or technology throughout the world without compensation to you. You have the right to remove any of your works from User Content at any time. You are not required to provide your real name when signing up as a user of iDispute. iDispute permits anonymous or pseudonymous accounts. Any user may request that such member's email address be hidden to provide for additional privacy. Ratings and reviews will generally be posted in two to four business days. By submitting your email address in connection with your rating and review, you agree that iDispute may use your email address to contact you about the status of your review and other administrative purposes. 9. NO WARRANTY. THE SITE, APPLICATIONS, AND ALL MATERIALS, DOCUMENTS OR FORMS PROVIDED ON OR THROUGH YOUR USE OF THE SITE OR APPLICATIONS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, IDISPUTE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IDISPUTE MAKES NO WARRANTY THAT: (A) THE SITE, APPLICATIONS, OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE, APPLICATIONS, OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, APPLICATIONS, OR ANY MATERIALS OFFERED THROUGH THE SITE OR APPLICATIONS, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE, APPLICATIONS, OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS. OBTAINING ANY MATERIALS THROUGH THE USE OF THE SITE OR APPLICATIONS IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. IDISPUTE SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE. NOTWITHSTANDING THE ABOVE, IDISPUTE OFFERS A 60 DAY SATISFACTION GUARANTEE. THIS DISCLAIMER OF WARRANTY DOES NOT APPLY TO THE PURCHASE OF PRODUCTS OR SERVICES BY NORTH CAROLINA CONSUMERS. 10. LIMITATION OF LIABILITY AND INDEMNIFICATION. EXCEPT AS PROHIBITED BY LAW, YOU WILL HOLD IDISPUTE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVER IT ARISES (INCLUDING ATTORNEYS' FEES AND ALL RELATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY YOU OF ANY FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF IDISPUTE HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT AS PROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF IDISPUTE, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NO CIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE PRIOR LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THIS PARAGRAPH DOES NOT APPLY TO NORTH CAROLINA CONSUMERS. 11. Unsolicited Submissions. Except as may be required in connection with your use of iDispute Services, iDispute does not want you to submit confidential or proprietary information to us through this Site or any Applications. All comments, feedback, information or material submitted to iDispute through or in association with this Site shall be considered non-confidential and iDispute's property. 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The term "experience" or "experienced," as used on the Site, Applications, and in other communications in reference to third party attorneys participating in iDispute's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years' experience practicing law, (b) maintains errors and omissions insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of iDispute's legal plans, and (e) has no public record of discipline by a state bar within the last five years. The term "experience" or "experienced" is not intended to be a comparison to any other attorney's services or qualifications. 23. Use of Testimonials and Media Endorsements. The media hosts on the Site endorse iDispute as paid spokespeople in our advertising campaigns. 24. Inquiries. BY USING IDISPUTE'S SERVICES OR ACCESSING THE IDISPUTE SITE OR APPLICATIONS, YOU ACKNOWLEDGE AND ACCEPT THAT SUBMITTING YOUR TELEPHONE NUMBER TO IDISPUTE VIA THE IDISPUTE SITE OR APPLICATIONS CONSTITUTES AN INQUIRY TO IDISPUTE, AND THAT IDISPUTE MAY CONTACT YOU AT THE NUMBER SUBMITTED EVEN IF SUCH NUMBER APPEARS ON ANY STATE OR FEDERAL DO NOT CALL LISTS (TAKING INTO ACCOUNT INQUIRY EXCEPTION TIME FRAMES AS APPROPRIATE). 25. Right to Refuse. You acknowledge that iDispute reserves the right to refuse service to anyone and to cancel user access at any time. 26. Acknowledgement. BY USING IDISPUTE'S SERVICES OR ACCESSING THE IDISPUTE SITE OR APPLICATIONS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE AND AGREE TO BE BOUND BY THEM. iDispute.org is located at Miami, Florida. ​ Updated: January 20, 2022 ​ ​

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